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Term Insurance Plan

termTerm insurance plans give you life coverage for a limited period of time, which can be a set duration (10, 20 or 30 years) or until a specified age (65 or 70 years old). Alliance offers a number of these products, each with relatively low premiums and zero cash values.

 

 

  • Level Term: The features of this plan are level premiums and level sum assured, with a maximum plan term of 30 years.
  • Executive Term: This plan offers lower premiums for a higher sum assured USD 250,000 or over, with a minimum term of five years and a maximum of 30 years.
  • Limited Payment Term: You can choose to pay premiums for either three or five years, with protection for either 10, 15, 20 or 25 years.
  • Convertible Term: At any time before the policy’s expiry date, you may convert this policy into any life insurance plan offered by the company at the date of conversion.

Contact our support team on 04 605 1111 or email care@alliance-uae.com for details.

  • Survival Benefit
    The Plan is term assurance and doesn’t pay any survival benefit.
  • Death Benefit
    In case of death of the life assured during the term of the policy, the sum assured is paid. In case of total and permanent disability due to accident, all future premium are waived.
  • Survival Benefit
    Plan is term assurance and doesn’t pay any survival benefit.
  • Death Benefit
    In case of death of the life assured during the term of the policy, the sum assured is paid.

For policies with minimum sum assured of US$ 250,000 and above

  • Survival Benefit
    The Plan is term assurance and doesn’t pay any survival benefit
  • Death Benefit
    In case of death of the life assured during the term of the policy, the sum assured is paid. In case of total and permanent disability due to accident, all future premium are waived.

For policies with minimum sum assured of US$ 250,000 and above.

  • Survival Benefit
    The Plan is term assurance and doesn’t pay any survival benefit.
  • Death Benefit
    In case of death of the life assured during the term of the policy, the sum assured is paid.

The premium rates for this plan are payable for first three years only.

  • Survival Benefit
    The Plan is term assurance and doesn’t pay any survival benefit.
  • Death Benefit
    In case of death of the life assured during the term of the policy, the sum assured is paid.
    In case where a permanent and total disability rider is also opted with this plan, the sum assured under basic policy is paid in the event of the life assured becoming permanently and totally disabled with 3 years of the date of policy commencement

The premium rates for this plan are payable for first five years only.

  • Survival Benefit
    The Plan is term assurance and doesn’t pay any survival benefit.
  • Death Benefit
    In case of death of the life assured during the term of the policy, the sum assured is paid.
    In case where a permanent and total disability rider is also opted with this plan, the sum assured under basic policy is paid in the event of the life assured becoming permanently and totally disabled with 5 years of the date of policy commencement

The premium rates for this plan are payable for first five years only.

  • Survival Benefit
    The Plan is term assurance and doesn’t pay any survival benefit.
  • Death Benefit
    In case of death of the life assured during the term of the policy, the sum assured with accrued bonuses is paid.