Addition of Smart Life

Life is unpredictable, the digital Smart Life plan provides a simple way to ensure you take care of your loved ones in case of stressful times, providing them with financial protection. For this reason, we offer innovative assurance solutions offering Death by any cause benefits, disability benefits, cancer cover, and hospital cash benefits.

Life Cover:

It provides a lump sum payout to your beneficiary(ies) in the event of your untimely demise, ensuring their financial security.

Accidental Death Benefit:

Accidental Death Benefit provides an additional payout to the beneficiary(ies) of the policy holder in the event of death due to an accident. This benefit provides an extra layer of financial support during difficult times

Permanent Total Disability Benefit:

Permanent Total Disability Benefit offers a lump sum benefit to help cover living expenses, medical costs, and ongoing care in case of Permanent Disability. This coverage ensures that even if you cannot earn an income, you can still maintain financial stability and support yourself and your family.

Cancer Cover:

Your shield against uncertainty. Get the financial support you need when faced with a cancer diagnosis. Our policy offers a lump sum payout to cover medical expenses, treatments, and more. With us by your side, you can focus on battling with cancer while we handle the financial worries.

Hospital Cash Benefit:

We’ve got your back when you are hospitalized. Receive daily cash benefits to cover unexpected expenses. From transportation to accommodation.


  1. Double indemnity cover in case of an accidental death.
  2. Standard cases – No medical tests required for policy issuance.
  3. Policy e-documents issued online and sent via email.
  4. Secure online debit/credit card premium payment option.

Life Assurance

Based on AED 200,000 Sum Assured & 10 Years Policy Term
Age 18 – 25 26-30 31-35 36-40 41-45 46-50 51-55
Premium Amount 586 577 612 702 883 1219 1824
Premium CurrencyUAE Dhirams
Entry AgeMinimum: 5 years
Maximum: 60 years
Maximum Maturity Age65 years
Policy TermAny term between 5 years to 30 years
Policy Payment TermFull Term Pay
Premium Payment ModeAnnual
Survival BenefitN/A
Death Benefit100% Sum Assured
Built-In BenefitsAccidental Death Benefit (ADB)
Permanent Total Disability (PTD)
Cancer Cover
Hospital Cash Benefit
Minimum Sum Assured
Maximum Sum Assured
AED 100,000/- to AED 1,000,000/-
For Hospital Cash BenefitsMaximum entry age is 55 years
Maximum coverage age is 60 years
AED 300 per day for a max. of 30 days per year
Cancer Cover50% of basic Sum Assured can be availed
Maximum up to AED 250,000 /-

Note: The key features mentioned above are subject to our policy terms and conditions.