Group Life

A group insurance contract is a policy that is negotiated between an employer and an insurance company. It provides protection for a group of individuals (such as employees) under one single contract.

An Alliance group policy gives you and your employees peace of mind. As an employer, you can relax knowing you have made suitable insurance provisions for your workforce. For your staff, it offers protection for their families, boosts morale and increases staff loyalty by giving them a sense of security. To apply for a group life policy and understand premium rates, you will need to provide the following information:

  • The name of your organization
  • The nature of your business (industrial, commercial, etc.)
  • The amount of insurance required for each employee
  • Special hazards (if any) undertaken by employees
  • A list of people to be insured
  • Each person’s date of birth / Occupation / Salary
  • Whether the employees’ group membership is compulsory or not
  • Past 3 year’s Claims (if available)

Additional Benefits offered with Group Life

  • Accidental Death Benefit
  • Permanent and Total Disability – Accidental
  • Permanent and Total Disability – Sickness
  • Permanent and Partial Disability – Accidental
  • Permanent and Partial Disability – Sickness
  • Temporary and Total Disability – Accidental / Sickness
  • Medical Expense Benefit- Accidental
  • Repatriation Benefit – Death only
  • Terminal Illness Benefit
  • Critical Illness Benefit

Contact our support team on 04 605 1111 or email for details.