The plan provides protection to the child by way of providing benefits at maturity on survival of both the child and payer/parent. It offers benefits which can be opted for policy maturity at child’s 18^th, 21^st or 25^th birthday.

• Survival Benefit
  The sum assured at maturity with accrued bonuses is paid.
• Death Benefit
  In case of death of the payer assured, four time the basic sum assured with accrued bonuses are paid. Whereas in case of death of the child     assured, the death benefit is paid according to the following formula and the policy terminates:

  Age of Child	Death Benefit
  1 to 12 years	(age of child assured) x Sum Assured /12 + Accrued Bonuses
  13 to 21 years	Sum Assured + Accrued Bonuses