Money Builder Plan

Our Money Builder plan was designed as a saving mechanism, allowing you to build up adequate funds for the future. This Alliance fund gives you a flexible way to accrue a sizeable capital sum and also enjoy the benefits of life assurance protection.

Key Features and Benefits:

We live in a fast changing world where stability can sometimes be elusive. To help you adapt to changes in your circumstances Money Builder is designed with flexibility in mind, so it can be tailored to your specific needs. You decide when, where and how much you want to contribute, using your choice of currencies. You can also increase or suspend the amount you save to accommodate sudden changes in your lifestyle.

Money Builder lets you choose the length of time you wish to save, and benefits can be taken as a lump sum, regular income or a combination of the two, paid to you anywhere in the world.

By investing in Money Builder, your savings will be managed by Alliance Insurance’s investment management team who has achieved an impressive record of investment performance.

Coping with a loved one’s premature death is difficult for any family. That’s why our Money Builder plan provides you with valuable life cover, and also offers financial assistance if you experience a critical illness or an extended period of disability, all at no extra cost.

Critical Illness Cover – 40 Critical Illness Covered

Many people don’t consider the possibility of being affected by a serious illness until they are confronted with it, but statistics shows there is a real risk of you being diagnosed. If this happens, our critical illness option could provide you with a sizeable payout equivalent to 50% of basic sum assured when you need it most.

Total Permanent Disability

This additional benefit makes you, as the policyholder, eligible to receive the 50% of basic sum assured in case of permanent and total disability during the term of the policy.

In addition to investment growth, our Money Builder plan also provides substantial life insurance protection.

If death occurs, your beneficiary will receive an amount equal to the cash value at the time of death, plus the total premium amount payable under the policy between the date of death and the date of maturity of the policy, had the policy remained in force at maturity.

Money Builder is a Unit Linked Savings Plan investing in Alliance’s USD Growth Fund. The fund is divided into units, which are revalued on a regular basis, and are allocated at the “offer” price and cashed at the “bid” price.

Alliance Fund Managers use knowledge and experience gained over many years, to invest in a wide range of stocks, shares, fixed interest securities and property, offering the prospect of a significant increase in the invested fund value.

Money Builder offers a wide range of riders that are :

    • Waiver of Premium Benefit
    • Triple accident benefit with weekly income benefit in case of temporary, total and continuous disability.
    • Passive war risk
    • Accidental Death Benefit
    • Built-in total permanent disability benefit
  • Available policy plan terms: 10, 15 or 20 years
  • Minimum contribution is USD 2,500 annual premium
  • Premium mode: annual, semi-annual, quarterly or monthly (USD 300 required for monthly mode)

Age Limits:

  • Minimum age at entry is 20 years old.
  • Maximum age at entry is 60 years old.

Contact our support team on 04 605 1111 or email for details.